No vehicle owner wants to ponder what might happen if they’re involved in a collision. But if you drive regularly, it’s in your best interest to be prepared for the possibility of needing auto body repairs. Unfortunately, rumors and myths surrounding the collision repair and insurance payout process that can make getting a vehicle repaired seem much more confusing than it really is.


At Minnetonka Collision, we’re here to help you separate fact from fiction. Read on to learn about some of the most widespread auto body repair myths and why they’re false.


If You’re Using Your Insurance, You Must Get Three Estimates

If you’ve done any reading on getting estimates for auto body repairs, then you’ve probably read that you should get at least three service quotes. Although it’s in your best interest to do so, you’re not actually required to get three estimates. You must get at least one if you’re submitting a claim to your insurance company, but you don’t need to get a specific number of estimates to qualify for coverage.


You Have to Get Auto Body Repairs at the Dealership to Get OEM Parts

You do not have to go to your dealership to get your vehicle repaired! Most auto body repair shops can also get OEM parts if that’s what you need, so make sure to ask about it when you get an estimate.


It’s Difficult to Get Your Insurance to Pay for Repairs

Honestly, the difficulty involved in getting your insurer to cover repairs depends on the type of damage your vehicle has, what caused it, and what type of coverage you have. If you don’t have comprehensive coverage, then your insurer won’t pay for:


●        Hail damage repairs

●        Dent fixes that are necessary due to acts of vandalism

●        Repairs necessitated by hit-and-run accidents


Before you assume it’s difficult to get your insurance to pay up, read your policy thoroughly to understand what it covers. If you need help understanding your coverage and what it entails, you can call your insurance rep or ask an insurance pro at the body shop you choose. 


You Must Use the Auto Body Repair Shop Your Insurer Recommends

Not so! Although your insurance company likely has a few preferred auto body repair shops they know and trust, you are by no means required to select any of those shops. If you find a repair shop you really like and it’s not on your insurer’s preferred list, it’s totally fine for you to take your vehicle there to get the work done.


Getting Major Auto Body Repairs Is a Huge Inconvenience

If you use your vehicle regularly, then yes, getting auto body repairs is bound to disrupt your daily schedule in some fashion. But that doesn’t mean that collision repairs are always a huge inconvenience, though. At Minnetonka Collision, we offer a variety of concierge services that we’ve specifically designed to make auto body repairs as non-disruptive to your life as possible. We offer:


●        Pick up and drop off service, so you can get where you need to go even without your own vehicle

●        Rental vehicle service, so you have a vehicle to drive while yours is in the shop

●        24/7 towing, so you can get your vehicle into the shop as quickly as possible


Need Auto Body Repairs Near Plymouth, MN? Trust Minnetonka Collision Center

Whether you need major auto body repairs after a serious collision, hail damage repairs, or paintless dent repairs, look no further than Minnetonka Collision Center. We specialize in high-end auto body repair for vehicle owners throughout the Minneapolis/St. Paul metro, and we’ll help you handle your insurance claim from start to finish.


To learn more or get an estimate, feel free to give us a call at 763-230-7805 or request a free estimate online, and we’ll be in touch promptly.